Here at Ace Auto Group, we work with all different types of credit.
No Credit? Bad Credit? Bankruptcy? Repossessions?
Not a problem. We’ll help you get financed.
Please fill out the application below and we’ll get you driving.
Credit Application
Having bad credit shouldn’t stop you from getting the Used vehicle of your dreams. Ace Auto Group in Des Plaines, IL (Chicago land) has been helping people in the Chicago Area since 1992 and plans on doing so for plenty of years to come. Â As an authorized bad credit car dealer, Ace Auto Group in Chicago land Des Plaines is one of the last car dealers accepting bad credit in Chicago, Illinois.
When poor credit auto financing was easier, car dealers and bad credit used to go hand and hand. Now it takes work to get a loan with bad credit, and Ace Auto Group in Chicago land Des Plaines is willing to work for you, and get you into a car or truck that fits their needs.  Poor credit auto dealers are hard to come by and some car dealers treat customers with second class customer service. At Ace Auto Group in Chicago land Des Plaines, we’re different and we’ll prove it!
Getting a Car Loan With Poor Credit is Easier Than You Think
Bad credit car loans are quite common as nearly a quarter of Chicago Residents are credit-challenged. If you have imperfect credit, you will have little problem of getting the car you’re interested in, as several thousand bad credit car loans are issued everyday in the United States, and many are done here at Ace Auto Group in Chicago land Des Plaines.
Ask about our Guaranteed Credit Approval.
Ace Auto Group in Chicago land Des Plaines is a bad credit car dealer in Chicago and offers a better way to get a bad credit auto loan for a used car.
Chicago, apply for car credit financing online.
Before applying for any car loan there are a couple things you can do to ensure that the process goes smoothly for this specialized area of car finance:
Review your Credit History – Experts in Chicago believe you should review your credit report at least once a year to make sure there are no errors, and this is especially important if you are applying for a poor credit car loan.
Determine How Much You Want to Pay (Payments and Price) – You should have in mind how much you can comfortably afford for your vehicle, for both a down payment and monthly payments. For your bad credit car loan, you can use our car loan calculator to help you crunch the numbers.
Prepare Documentation – To get a bad credit car loan you may need to provide proof of employment and income. It’s helpful to have documentation in hand, such as pay stubs, in case you’re asked for it. You may not need this documentation, but this will speed up the process of getting your bad credit car loan.
Ace Auto Group, a bad credit car dealership, specializes in helping people who have been previously turned down. Each of our special finance specialists have superior knowledge about bad credit car loans for people with charge offs, no credit, bankruptcy, and everything in between.
Common Questions about Bad Credit Auto Financing
Can I finance a car if I have a bankruptcy?
The answer is a definite YES. Bankruptcy is not the end of the world. You can definitely buy a car after your Bankruptcy. One of the best ways to restore your credit is an auto loan. There are more and more loan companies that have new programs to help finance people with bad credit. An auto loan is acquired easier than a personal loan or an unsecured loan because the lender can use the car as collateral against the loan, in case the borrower ever defaults or doesn’t make the loan payments.
Can I finance a car if my credit score is below 500?
Some sub-prime lenders will accept credit scores below 500. These new bank programs look more at the person looking for the loan as opposed solely to a credit score. Things like job and residence stability will play a factor in gaining an approval.
Can I finance a car if I had a Repossession?
Although a car repossession can damage your credit score, finance companies have programs tailored for your situation. Finance companies understand that non-payment is not always your fault. They understand issues like job loss, mechanical failures and non-payment from an insurance loss.
Click on the Link Below to Fill out a Credit Application